We know that ahead of the last election civil servants were preparing for fundamental changes to the tax system. So it wouldn’t be beyond the realms of possibility that the Tories could push the freedom and choice agenda further. There has been talk of creating a tax regime that is much simpler. For example when all money is taxed at source and then exempted in retirement. (what is known in.. Read More

Given the risks articulated by the Labour Party around the Freedom and Choice pension reforms for consumers, why didn’t the Opposition oppose more vigorously the freedom and choice agenda? Article 1 based on a speech for TISA Edinburgh, 14/1/16 I think it’s fair to say that the pensions reforms announced in the budget 2014 were the best kept policy change secret since the independence of the Bank of England. The.. Read More